FACTS

WHAT DOES FIRST STATE BANK OF TEXAS
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security Number and Account balances
payment history and transaction or loss history
credit history and overdraft history

When you are no longer our customer, we continue to share your information as described in this
notice.

How?

All financial companies need to share customer’s personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons First State Bank of Texas chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First State Bank of Texas share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Who we are

Who is providing this notice?

First State Bank of Texas

What we do

Who is providing this notice?

How does First State Bank of Texas protect my personal information?

How does First State Bank of Texas
collect my personal information?

We collect your personal information, for example, when you open an account make deposit or

• withdrawals from your account
• apply for a loan make a wire transfer
• give us your contact information

We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information
• about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.
First State Bank of Texas does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
First State Bank of Texas does not share with our nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
First State Bank of Texas does not market jointly.

Other important information
For Texas Bank Customers. The First State Bank of Texas is chartered, licensed or registered under the laws of the State of Texas and, by state law, is subject to regulatory oversight by the Texas Department of Banking.
Any consumer wishing to file a complaint against First State Bank of Texas should contact the Texas Department of Banking through one of the means indicated below: In person or by U.S. mail: 2601 North Lamar Boulevard, Suite 300, Austin, TX 78705-4294; Telephone No. (877) 276-5554; Fax Number (512) 475-1313; E-mail: consumer.complaints@dob.texas.gov; Website:  www.dob.texas.gov