Powerful Treasury Tools
Managing your business finances shouldn’t be complicated—or impersonal. That’s why our Treasury Services combine sophisticated tools with local service you can count on. Whether you’re streamlining payments, protecting against fraud, or simplifying your receivables, our team is right here to help you make the most of every transaction.
From ACH and wires to Remote Deposit, Lockbox, and Positive Pay, we offer the same high-level treasury solutions as the big banks—with the added benefit of real relationships and local decision-making. At First State Bank of Texas, we don’t just give you the tools—we show up to make sure they work for your business.
Our Treasury Services Include
Our goal is simple: to make managing your business finances easier, safer, and more efficient, so you can focus on running your business, not running reports. With First State Bank of Texas, you get more than just treasury tools: You get a team who’s ready to walk you through setup, answer your questions, and be there whenever you need support.
Remote Deposit
Deposit checks without ever leaving your office. With Remote Deposit, you can scan and submit checks securely from your location, saving time and keeping your day moving without an extra trip to the bank. It’s a simple way to streamline your routine and gain faster access to your funds.
ACH
Simplify the way money moves in and out of your business. Our ACH services make it easy to handle recurring payments, vendor transactions, and collections—all with a secure, efficient system you can rely on. Whether you’re paying bills or receiving funds, ACH helps you stay organized and in control.
Positive Pay
Protect your business from fraud with an added layer of security. Positive Pay helps ensure that only authorized checks and transactions clear your account, giving you greater control and peace of mind. It’s a proactive way to safeguard your finances and catch issues before they become problems.
Direct Deposit
Pay your employees quickly and securely with Direct Deposit. It’s a reliable way to streamline payroll, reduce paperwork, and make payday easier for everyone involved. Your team gets paid on time, and you spend less time managing the process.
Lockbox
Speed up your receivables and improve cash flow with Lockbox services. We’ll handle the collection and processing of incoming payments, so your funds are deposited faster and your team can stay focused on the bigger picture. It’s a more efficient way to manage payments and keep your business moving forward.
Wires
When timing matters, wire transfers deliver. Send funds quickly and securely—whether across town or across the country—with the confidence that your transactions are handled with care. It’s a dependable solution for time-sensitive payments when you need them to arrive without delay.
Merchant Services
Make it easy for your customers to pay you. Our Merchant Services provide flexible, secure payment solutions—whether in person, online, or on the go—so you can focus on running your business while we handle the transactions. From card payments to digital wallets, we help you meet your customers wherever they are.
