Personal Credit Cards
We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
Low Rate
Features
- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
World / Preferred Points Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.1
- Competitive ongoing APR.1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit Preferred Points or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
Extraordinary benefits with Mastercard® including:
- Airport Concierge
- ID Theft Protection
- Global Services
- Cell Phone Coverage*
- Travel & Lifestyle Services*
- Online shopping/delivery discounts*
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
*Mastercard® World cardholders only
To Apply Now:
- Come in today for an application or contact us to have one mailed to you.
- Download the application and type in the information, then print the application (you cannot save the document, so print an extra copy for yourself). You can even print out a blank application and then complete it using a blue or black inked pen.
1 Please see application for information about current APRs and fees.
Access Your Card Account Anywhere
We offer both Consumer and Business Credit Cards that are easily accessed and managed through www.cardaccount.net or through the Apple and Google apps.
Download Now:
