Equal Housing Lender
FDIC
"Your Local Source For Hometown Banking."

Business Banking

Smart Banking for Businesses

No matter the size of your business, you deserve banking tools that help you run smoother, grow faster, and keep things simple. At First State Bank of Texas, we offer all the services you’d expect from a big bank, with the local insight and personal service that make all the difference. We’re here to help you build something lasting.

Business Banking Services

Business Savings Accounts

Our business savings accounts are built to support your goals, whether you’re setting funds aside for future expansion, payroll, or a safety net. Earn competitive interest while keeping your cash accessible, all with the peace of mind that comes from banking with people who know your name.

Business Checking Accounts

From startups to seasoned operations, our business checking options are designed to keep you moving forward. With features like online banking, mobile deposit, and treasury tools, you get the functionality you need—and the personalized service you won’t find at a national chain.

Treasury Management

From ACH and wires to Remote Deposit, Lockbox, and Positive Pay, we offer the same high-level treasury solutions as the big banks with the added benefit of real relationships and local decision-making. We don’t just give you the tools: We show up to make sure they work for your business.

Local Lending That Moves You Forward

When opportunity knocks, we’re ready to help you answer. Our business lending team offers a wide range of financing options. Whether you’re buying equipment, expanding locations, or just need working capital. With decisions made locally and meaningful business relationships that grow over time, you’ll always know who you’re working with.

Start your account and see the difference today.

First State Bank of Texas
FDIC Insured

Online Banking Tools

First State Bank of Texas

Account Security Concerns?

If you believe your Card and/or PIN has been lost or stolen or that someone has transferred or may transfer money from your account without your permission, or to report errors or questions concerning receipts, periodic statements or your Account, call or write us at the following telephone number(s) or address:

First State Bank of Texas Debit Card Processing
PO Box 429, Orange, TX 77631-0429

Toll Free Lost Card Notification Number
800.472.3272

First State Bank of Texas
409-221-6777

Our business days are Monday through Friday, excluding federally recognized holidays.