Smart Banking for Businesses
No matter the size of your business, you deserve banking tools that help you run smoother, grow faster, and keep things simple. At First State Bank of Texas, we offer all the services you’d expect from a big bank, with the local insight and personal service that make all the difference. We’re here to help you build something lasting.
Business Banking Services
Business Savings Accounts
Our business savings accounts are built to support your goals, whether you’re setting funds aside for future expansion, payroll, or a safety net. Earn competitive interest while keeping your cash accessible, all with the peace of mind that comes from banking with people who know your name.
Business Checking Accounts
From startups to seasoned operations, our business checking options are designed to keep you moving forward. With features like online banking, mobile deposit, and treasury tools, you get the functionality you need—and the personalized service you won’t find at a national chain.
Treasury Management
From ACH and wires to Remote Deposit, Lockbox, and Positive Pay, we offer the same high-level treasury solutions as the big banks with the added benefit of real relationships and local decision-making. We don’t just give you the tools: We show up to make sure they work for your business.
Local Lending That Moves You Forward
When opportunity knocks, we’re ready to help you answer. Our business lending team offers a wide range of financing options. Whether you’re buying equipment, expanding locations, or just need working capital. With decisions made locally and meaningful business relationships that grow over time, you’ll always know who you’re working with.