Our Mission Is Simple:
At First State Bank of Texas, our mission is to build lasting relationships by providing trusted financial solutions, exceptional customer service, and local decision-making that strengthens the communities we serve.
Relationship-Focused Banking – we take the time to know our customers personally so we can provide financial solutions that truly meet their needs and goals
Local Decisions, Local Impact – Our decisions are made locally by people who understand our communities, allowing us to respond quickly and support local growth
Service with Integrity – we are committed to honest guidance, dependable service, and helping our customers, employees, and communities succeed for the long term.
Our Core Values
Integrity – Honesty, transparency, and accountability are the foundation of everything we do
Service – We go above and beyond to deliver exceptional service. Every interaction is an opportunity to create a positive experience and strengthen relationships.
Relationships – We believe banking is personal. We build lasting relationships by understanding our customers’ goals and providing trusted financial guidance every step of the way.
More Than a Bank: A Community Partner
At First State Bank of Texas, we believe we are more than just a place to manage your finances—we are a dedicated partner in the communities we serve. Our team lives and works alongside our customers, which means we care deeply about the success of local families, businesses, schools, and organizations. From supporting community events and local initiatives to helping businesses grow and families reach their financial goals, we are committed to making a meaningful difference. When our communities thrive, we thrive—and that’s why being a trusted community partner is at the heart of everything we do.
Rooted in Texas. Built on Relationships
At First State Bank of Texas, banking is more than just numbers: It’s about people, trust, and shared purpose. For over a century, we’ve been committed to helping individuals, families, and businesses in our communities thrive. We do this not only by offering the full suite of financial services you’d expect, but by building personal relationships that last.
We’re proud to bring together the tools of a modern bank with the service you’d expect from a trusted neighbor. We take the time to know our customers, offer thoughtful financial guidance, and stand beside them through every stage of life and business.
Our History
First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The bank exhibited the strength to endure The Great Depression, numerous recessions, floods, oil busts, and real estate downturns, over the past 112 years. Never did it close its doors to its customers. On August 12, 2016, under new ownership and leadership, First State Bank of Texas began a bold new chapter with a plan to expand into other markets. The first branch opened on November 28, 2016 in Beaumont to service the southeast Texas region. With branches in Beaumont, Orange, Vidor, The Woodlands, Tomball, and Three Rivers, we’re proud to continue our mission of serving Texans with heart and integrity.
Looking Ahead, With You
Our story is still being written, and we’re excited about the future. As we continue to grow, we remain grounded in the values that brought us here. Whether you’ve been banking with us for generations or are just getting started, we’re honored to be part of your journey.
