Every bank claims to build relationships with their customers. We prove it, every day.
Comparable CD Rates
Convenient Locations
Fast & Easy Mortgages
Consumer & Business Loans
Everyday Banking, Tailored to Your Life
Personal Banking Services
Business Banking Services
Lending Services
Banking That Puts People First
At First State Bank of Texas, we don’t treat your account like a number, or your transactions like one-off opportunities. We believe every interaction is part of a relationship, built on trust, fairness, and doing right by you every time.
That’s why integrity is at the heart of everything we do. We’re here to be honest, helpful, and dependable, no matter the balance or the question. And over time, that kind of trust means something. Our customers stick with us not just for our services, but because they know we’ll always treat them right.
Hear From Our Customers
We have lived in Three Rivers since 1990. Upon our arrival here, we opened a bank account with First State Bank. In thirty years of doing business with FSB we have come to know and respect its staff. It has remained a small town bank that has always helped us. We financed our first home, our property and a few vehicles with them. We look forward to our business endeavors with FSB.
We would like to thank all the staff for their time and support throughout the years.
GREGORY AND LINDA C.
Your Next Chapter Starts Here.
Bank Anytime, Anywhere
With our mobile app, your bank is never farther than your pocket. Check balances, pay bills, transfer funds, and more, securely and conveniently, wherever life takes you.
Consumer Mobile Apps
Business Mobile Apps
Big Bank Tools. Hometown Service.
We offer the full range of modern banking solutions you’d expect from a national institution: Online wires, ACH services, advanced treasury management, and a wide variety of loan options for individuals and businesses alike. If the big banks can do it, chances are, so can we.
The difference? When you work with us, you’re not dialing into a call center or navigating a maze of automated prompts—you’re talking to someone who knows your name, your goals, and your community. We bring you the same tools, with the kind of personalized service only a local bank can deliver.
